The structure, biological activity and biogeochemistry of cryoconite aggregates upon an Arctic valley glacier: Longyearbreen, Svalbard

first_imgGlacier surfaces support unique microbial food webs dominated by organic and inorganic debris called ‘cryoconite’. Observations from Longyearbreen, Spitsbergen, show how these aggregate particles can develop an internal structure following the cementation of mineral grains (mostly quartz and dolomite) by filamentous microorganisms. Measurements of carbon and dissolved O2 show that these microorganisms, mostly cyanobacteria, promote significant rates of photosynthesis (average 17 μgC g−1 d−1) which assist aggregate growth by increasing the biomass and producing glue-like extracellular polymeric substances. The primary production takes place not only upon the surface of the aggregates but also just beneath, due to the translucence of the quartz particles. However, since total photosynthesis is matched by respiration (average 19 μgC g−1 d−1), primary production does not contribute directly to cryoconite accumulation upon the glacier surface. The microorganisms therefore influence the surface albedo most by cementing dark particles and organic debris together, rather than simply growing over it. Time-lapse photographs show that cryoconite is likely to reside upon the glacier for years as a result of this aggregation. These observations therefore show that a better understanding of the relationship between supraglacial debris and ablation upon glaciers requires an appreciation of the biological processes that take place during summer.last_img read more

HMCS Regina Returns Home after Operation Artemis

first_img March 18, 2013 View post tag: Navy View post tag: News by topic After travelling 50,000 nautical miles for Operation Artemis, HMCS Regina returned home March 14. It’s been eight months since the warship sailed from Esquimalt, B.C., on a mission to keep the Arabian Sea secure.The Canadian ship was part of a multinational naval force – Combined Task Force 150 – tasked to monitor the area for troublesome activity. “Our economy floats on salt water and our mission was to promote security, sovereignty and prosperity across the Arabian Sea, Indian Ocean and Gulf of Oman,” explains Commander Jason Boyd, Regina’s commanding officer. “These are some of the most important shipping lanes in the world. This involves keeping the sea lanes safe and preventing the shipping of illicit cargo.”While at sea in the operational area, Regina boarded and examined 19 vessels. Its embarked Sea King helicopter quickly became a familiar sight on the horizon, clocking 388 hours of air time. And the ship’s newsiest capability, the unmanned aerial vehicle that was manned by four soldiers and a small team of civilians, was in the air for 545 hours to take surveillance photos.The peak of this deployment took place January 11 when Regina disrupted a drug smuggling operation on the seas. More than 1,000 pounds of narcotics were dropped overboard in an effort to rid the boat of its illegal activity.“We felt good for intercepting those narcotics and not allowing them to get into the hands they were intended to,” says Cdr Boyd. “I can’t speculate where the cargo was destined for, but we were happy to make that interception.”It wasn’t all high seas law-breaking drama though. The ship helped a dhow in distress. The crew had run out of fuel, food and water. Regina provided the small crew rations and water before sending them on their way.As the ship charted a course for home, they made goodwill visits along the way. Orphanages in Malaysia and the Philippines received a helping hand from crew members, who visited with the children and provided a work party to fix up the establishments. “Our sailors really excel as outstanding representatives of Canada and were great ambassadors in the ports we stopped in,” says Cdr Boyd. “They reached deep in their pockets while visiting kids who had very unfortunate standards of living, and I am really proud of them.”Regina will now undergo a maintenance period, and then eventually enter the Halifax Class Modernization/Frigate Life Extension program.[mappress]Naval Today Staff, March 18 2013; Image: Canadian Navy View post tag: operation View post tag: Naval View post tag: HMCS View post tag: after Back to overview,Home naval-today HMCS Regina Returns Home after Operation Artemis View post tag: home View post tag: Regina Share this article View post tag: Artemis View post tag: Returns HMCS Regina Returns Home after Operation Artemislast_img read more

HNLMS Karel Doorman misses Baltic drill for Caribbean aid

first_img September 14, 2017 Back to overview,Home naval-today Dutch Navy redirects amphibious ship from major Baltic drill to the Caribbean Instead of sending the largest ship in its fleet to a major international drill in the Baltic Sea, the Royal Dutch Navy has decided to cancel the participation and send HNLMS Karel Doorman to the Caribbean to support hurricane relief efforts.Karel Doorman was supposed to travel to the German naval base Warnemünde on September 15 to embark German marines and head towards the Baltic Sea and the 17-nation drill Northern Coasts.However, after Hurricane Irma struck the Dutch overseas territory of Saint Maarten, destroying a third of buildings on the island, the Dutch Navy changed plans for the HNLMS Karel Doorman.The 204-meter ship is currently en route to the Dutch naval base Den Helder where it will offload equipment needed for the Northern Coats exercise and load supplies and equipment for relief efforts in the Caribbean.The Dutch defense ministry plans to have the ship ready for departure by September 20. HNLMS Karel Doorman will take two weeks to reach its destination. Dutch Navy redirects amphibious ship from major Baltic drill to the Caribbean View post tag: Hurricane Irma Authoritiescenter_img View post tag: Northern Coasts View post tag: Dutch Navy View post tag: HNLMS Karel Doorman Share this articlelast_img read more

Pet adoption rates spike amid pandemic

first_imgIndianaLocalMichiganNewsSouth Bend Market Pet adoption rates spike amid pandemic Google+ Google+ TAGSadoptionanimalcarecoronavirusCOVID-19fosterHumane Societypandemicpet (Photo supplied/ABC 57) If there has been on positive outcome of the coronavirus pandemic, it’s that animal shelters have seen major increase in pet adoptions.At this time last year, the Humane Society of St. Joseph County reports it had 500 cats up for adoption. Right now, they have a total of 263 animals in the shelter, including both cats and dogs. 45 animals are also in foster care.ABC 57 News reports Pet Refuge, a volunteer animal shelter in South Bend, has seen zero return rates on adopted animals. Vice President Nancy Whiteman credits the pandemic. Previous articleElkhart police searching for gas station robbery suspectNext articleUniversity of Notre Dame to gradually reopen in-person classes next Wednesday Brooklyne Beatty WhatsApp Twittercenter_img Pinterest Twitter Facebook By Brooklyne Beatty – August 28, 2020 0 477 Pinterest Facebook WhatsApplast_img read more

Bob Weir Joins Phil Lesh To Celebrate Terrapin Crossroads’ 5th Anniversary

first_imgLast night, Grateful Dead founding members Bob Weir and Phil Lesh surprised fans everywhere with a free performance at Lesh’s venue, Terrapin Crossroads. The show marked the 5th anniversary of TXR’s existence, and the celebration was all-too fitting, as the Furthur members returned to the stage for the first time since Jackie Greene’s birthday party back in November.The show featured an interesting mix of songs, pulled largely from the Grateful Dead catalog, but with selections from Weir’s recent solo album Blue Mountain as well. They also covered The Band’s “The Shape I’m In” amongst others, and closed out the show with a rocking “Johnny B. Goode.” Also of note was “The Music Never Stopped,” which featured some potent vocals from Nicki Bluhm.Weir and Lesh were backed by the Terrapin Family Band, which includes Grahame Lesh, Ross James, Alex Koford, and Jason Crosby. Fortunately, thanks to Andrew Shaman, we can watch fan-shot full video of the entire performance. Enjoy!Setlist: Phil Lesh & The Terrapin Family Band w/ Bob Weir | Terrapin Crossroads | San Rafael, CA | 3/6/17Set One: Uncle John’s Band, Loose Lucy, Mississippi Half Step Uptown-Toodeloo, Gonesville, The Shape I’m In, Good Lovin’, Not Fade AwaySet Two: New Potato Caboose > Born Cross Eyed > Bertha > New Speedway Boogie, Loser, Lay My Lily Down, The Music Never Stopped*, RippleE: Johnny B. Goode* = w/ Nicki Bluhm[Photo via redchamp // Instagram]last_img read more

NextEra tops ExxonMobil market capitalization as clean energy transition continues

first_imgNextEra tops ExxonMobil market capitalization as clean energy transition continues FacebookTwitterLinkedInEmailPrint分享Renew Economy:In yet another sign of the pace of the global energy transition – and the massive switch taking place in the investment community – the market value of [a] company that describes itself as the world’s biggest producer of wind and solar power, US utility NextEra, has overtaken that of what used to be the world’s most valuable company, oil major ExxonMobil.The flip occurred last week, when NextEra overtook ExxonMobil to become the largest energy company in the US by market value. As Forbes reported, an investment in NextEra a decade ago would have delivered to return of 600 per cent, while an investment in ExxonMobil would have returned minus 25 per cent.The shift is as significant as the one the world has seen in the auto industry, with electric vehicle maker Tesla overtaking the biggest car companies in the world in the last year, to the point where it is now valued at more than the next five biggest global car makers combined, despite producing just a fraction of the number of cars.“Epochal,” noted energy commentator Assaad Razzouk. “World’s largest solar and wind power generator has just surpassed ExxonMobil – a byword for Big Oil that was once the world’s biggest public company – in stock market value.”The Financial Times also took a look at the situation. It noted that NextEra reported net profit of $US1.7 billion in the first half of this year and that its wholesale customers had signed up for 14.4 gigawatts worth of renewable capacity, almost triple the amount of two years ago. Over the same period, ExxonMobil reported a loss of $US1.7 billion and found itself kicked off the Dow Jones Industrial Average, the blue-chip stock barometer which attracts institutional investors.[Giles Parkinson]More: World’s biggest wind and solar producer now worth more than ExxonMobillast_img read more

Stand and deliver

first_img 15SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Megan Miranda Megan Miranda is the Director of Creative Strategy at Third Degree Advertising, a leading strategic marketing firm that specializes in helping progressive credit unions successfully navigate growth and transition in … Web: www.thirddegreeadv.com Details Not too long ago, Harvard Business Review published an article about how to give a killer presentation. The advice and best practices were based on lessons learned from managing TED talks – which, if you’ve ever watched them, tend to be the relatable and thought-provoking.In a nutshell, giving a successful presentation involves finding the right mix of data and narrative, framing the story, and delivering a message effectively. When you think about it, successful marketing isn’t all that different in principle. You are presenting something to an audience for a specific reason or purpose, and your hope is to make it engaging and personal enough that you influence their perceptions, attitudes, or behaviors in some way. The audience is likely to start with some level of interest in what you’re sharing, but ultimately they are yours to win or lose.Here’s something to think about:“Most presentations lie somewhere on the continuum between a report and a story. A report is data-rich, exhaustive, and informative—but not very engaging. Stories help a speaker connect with an audience, but listeners often want facts and information, too. Great presenters layer story and information like a cake, and understand that different types of talks require differing ingredients.” (Nancy Duarte, CEO of Duarte, Inc.)Makes a lot of sense, right? Information + narrative = interesting, relatable, and believable.Now read it again with a few simple word substitutions:“Most marketing lies somewhere on the continuum between a report and a story. A report is data-rich, exhaustive, and informative—but not very engaging. Stories help a speaker connect with an audience, but listeners often want facts and information, too. Great marketers layer story and information like a cake, and understand that different types of promotions require differing ingredients.”It still rings true, yet most marketers probably haven’t thought about it that way.Here are 3 ways you can apply this insight to your marketing efforts.1. Focus. In their first drafts, presenters often struggle with trying to tell the audience too much. So do a lot of marketing initiatives. Like a presentation, a single ad or promotional campaign shouldn’t try to tell an entire life story in detail. Pick something you can tell a compelling story about succinctly, then zoom in on a few key informative details that are really worth talking about. Keep your messaging and design approaches clean and clear.2. Frame. When it comes to making purchase decisions, consumers are on a journey. If you want your offer to resonate, you need to understand what their needs are, where they are in that journey, and the benefit they’re seeking (hint: it’s not just what your product provides, it’s how your product fits into their life). Then talk to them in that language. For instance, an auto loan isn’t just an auto loan – it might be a way to take care of your family, enjoy greater freedom, or achieve a personal goal. The other important aspect of framing is ensuring your approach is consistent with your overall brand identity and promise. Know who your organization is and be the very best at being you, no matter what message you’re sharing. Authenticity wins people over.3. Deliver. Rather than simply providing information, the best presentations are those that create an experience. Similarly, the most effective marketing campaigns are the ones that make engaging the desired audience a priority. Think carefully about which tools and media channels will help you connect personally with your audience. There are many ways to deliver a message, so get creative and make it memorable for the people you want to connect with.last_img read more

4 ways to drive loan growth

first_img 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Rick Bialobrzeski Rick is Executive Vice President at GreenPath Financial Wellness, where he has worked since 1996. More than 500 credit unions are partners in GreenPath’s effort to “remix the American … Web: www.greenpath.org Details It’s fall, which means most of us are waist deep in budget and strategic planning discussions. It wouldn’t surprise me if loan growth is one of your top priorities in 2020 (as usual).  According to Callahan and Associates, loan-to-share ratio in Q2 was the second highest Q2 on record. Loan growth, while still positive, has dropped to 6.5% industry wide — down 3.2 percentage points from 12 months ago.  The vast majority of our credit union partners are trying to figure out ways to drive loan growth. If you’re also wrestling with this dilemma, here are four ideas you might consider:1. Design loan products with your member at the center.  Do traditional loans fit the needs of all your members?  You may need to dig deep into the journey of your members to really understand what they need.  For example, some credit unions have created loan products with terms that are more conducive to their members’ lifestyle.  Some mimic a car lease, some cater to gig workers, and others appeal to members who want to build short-term savings. Try to unlock the needs of your members. About 80 percent of Americans carry some form of debt, and your members are probably similar.  So how might you create favorable terms that inspire them to increase your share of wallet? Could you offer discounted rates for “bundling” multiple products?  Could you reduce friction by simplifying the process for paying multiple debts?2. Minimize risk. Credit unions have generally always been wise lenders, but there are other ways to minimize risk. Make financial counselors available, either through partnering with a nonprofit organization and/or training internal staff.  Establishing one-on-one connections may enable you to “save” members who are teetering on the edge of a personal financial crisis.  Maybe they just need budgeting assistance on how to make ends meet.  Maybe they need education on how to increase their credit score. Or maybe they need a debt management program to pay down debt.  Helping members make wise borrowing decisions can pay off in long-term loyalty. And financially healthy members are generally good for your bottom line.  3. Make the lending experience memorable (in a good way). I suspect you have already used technology to streamline the application/signature/funding process.  But what if you could take that experience to another level? If the loan is for something significant like a home or car, perhaps you can show appreciation in a different way that the member will always remember. What if a new car came with coupons for car detailing, car washes or oil changes for 6 months? What if a mortgage came with a personalized doormat or something else for the home? What if a home improvement loan came with a gift certificate to a home improvement store?  You get the idea. Be creative!4. Explore ways you can use your core processing system to connect with members.  For example, when your system recognizes an auto-pay to Ford Motor Credit, can you send a subtle messaging about lower auto interest rates?  If you see a credit card payment to Chase, can you send a text message offering savings through a balance transfer?Some of these ideas are lighter lifts than others.  Whichever ideas you decide to pursue, good things will happen if you focus your 2020 vision on the needs of your members.last_img read more

Alan Smith urges Mikel Arteta to convince Pierre-Emerick Aubameyang to stay at Arsenal

first_imgAdvertisement Alan Smith urges Mikel Arteta to convince Pierre-Emerick Aubameyang to stay at Arsenal Metro Sport ReporterSaturday 28 Mar 2020 12:12 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.7kShares Pierre Emerick Aubameyang could leave Arsenal this summer (Picture: Getty)Alan Smith has urged Mikel Arteta to convince Pierre-Emerick Aubameyang to stay at Arsenal and sign a new deal at the club.Gabon forward Aubameyang has developed into one of Arsenal’s most important players since signing from Borussia Dortmund in 2018, scoring 61 goals in 96 appearances for the Gunners.The 30-year-old was named Arsenal’s new captain at the end of last year but could leave the club this summer, with his current contract set to expire in 2021.A number of clubs are interested in signing Aubameyang and Arsenal hero Smith believes it is imperative that Arteta persuades the forward to stay put.AdvertisementAdvertisementADVERTISEMENTRead the latest updates: Coronavirus news live‘He’s been so important to this Arsenal side simply because of his goals output,’ Smith told Sky Sports. ‘He’s got a fantastic scoring ratio and is one of the best finishers in the Premier League.‘In my opinion, he’s one of the best finishers in the game at the moment. He’s got that scoring knack and can score all types of goals.‘There aren’t many of those types of players around and if you can find one, they cost an awful lot of money. That’s what makes the situation with Aubameyang very difficult for Arsenal.‘In an ideal world, you wouldn’t want to lose a player like that.’More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityThe former Gunners striker added: ‘When players’ contracts actually finish with the present health crisis is obviously a factor but the best outcome for the club would be to get him to sign a new deal.‘They would have a committed player who always gets you goals. He’s a fit lad, so he’s still got a good two or three years left at the top level.‘A new deal would be the ideal situation because he can help Arsenal, with additions to the team elsewhere, get back to the big time.‘Persuading the player that his future lies at Arsenal would be the best outcome.’MORE: Arsenal legend Petit blasts Tottenham record signing NdombeleMORE: Sagna hits back at Cesc Fabregas over controversial Arsenal claimscenter_img Comment Advertisementlast_img read more

ATP reaps DKK4bn profit on DONG Energy after IPO

first_imgThe official listing on the Nasdaq Copenhagen exchange took place on 9 June, and in early trading the shares had risen 10% from the offer price.Before the offering, which saw all shareholders selling a combined 17.4% of their holdings in DONG Energy, ATP held 4.9% in the energy company, US banking group Goldman Sachs held 18% via its subsidiary New Energy Investment, and Denmark’s largest commercial pension fund PFA held a 1.8% stake.After the offering, ATP’s stake shrank to 4.0%, and Goldman Sachs’ holding to 14.7%.The Danish state continues to be the majority shareholder after the IPO, and now owns 50.4% of DONG Energy.A PFA spokesman said the pension fund did not comment on individual investments.ATP said it had paid in all DKK3.2bn for its stake in DONG Energy, which it took two years ago, with DKK2.2bn of this as direct equity investment and the rest held indirectly.At the introduction price, its gain on the investment would have been 130% or around DKK3.5bn, but following the 10% market rise in the share price, that gain swelled to DKK4bn, it said.Asked to say how ATP’s work had contributed to the large investment return, Stendevad said that alongside Goldman Sachs, it had been very active in processing the deal but that in the boardroom of DONG Energy, Claus Wiinblad — ATP’s senior vice president, Danish equities — had been part of the process.“We have a history of being active owners and we have been more active here than we have normally been, given the size of the investment,” he said.“But clearly the credit for today goes to the employees of DONG Energy,” he said.Despite market and political turmoil, the staff had kept their focus on the business, Stendevad said.The part-privatisation of the company was controversial at the time, largely due to opposition to Goldman Sachs’ involvement in the deal. The Socialist People’s Party (SF) withdrew from then-prime minister Helle Thorning-Schmidt’s centre-left coalition government in protest.Stendevad said it was extraordinary what the company had achieved, and this was notable in comparison to some energy companies in the sector in other countries.“This has required a business and execution plan, but it has also required capital — other companies have gone on a different path,” he said.“When we entered this process, there was broad consensus from outside that capital was needed, and very few investors were willing to put in the capital.“In the end, we believed in the management and the plan they had,” he said, adding that in order to make a good return, investors had to be willing to put in the time and energy. Denmark’s ATP has made a profit of around DKK4bn (€537m) on its investment in the country’s DONG Energy following its IPO on 9 June, and cited the fund’s unusually active approach to the investment, but mainly staff at the company itself, as factors behind the investment’s success.Carsten Stendevad, chief executive of the DKK705bn statutory pension fund, told IPE: “In a moment of need for this company, we came in with a sizeable direct capital infusion and today we have both contributed to the growth of a leading global sustainable energy company and made DKK4bn for our members.”The company success was part of a green energy story, he said.DONG Energy yesterday announced the result of its initial public offering (IPO), with a final offer price of DKK235 per offer share. last_img read more